Koh Tao Island Essentials
Not just what to pack, but how to move and operate once you are here. The small things travellers forget that actually matter.
What this guide covers
Before arriving, there are a few things that make a real difference on Koh Tao. Not just what to pack, but how to move and operate once you are here. Most travellers do not struggle with the island itself, they struggle with small things they did not think about in advance.
Packing light is one of the biggest advantages you can give yourself. The weather is hot and humid, you will spend most of your time in swimwear and light clothes, anything extra quickly becomes unnecessary weight.
Every part of the page
Each section below covers a distinct topic. Click in or scroll through, the structure follows how most travellers actually plan their day.
What to actually bring
Lightweight clothes are obvious. The useful extras are what matter. A dry bag or waterproof pouch is one of the most valuable things you can have, especially for boat trips, snorkelling, or unexpected rain.
Reef-safe sunscreen, both for protecting your skin and the marine life. A reusable water bottle helps more than you expect, refill stations are common and it saves you constantly buying plastic bottles. Basic medication is enough, you do not need a full kit, pharmacies are easy to find on the island.
Best for: pre-trip packing checklists.
Travel tipsDocuments & insurance
Documents are one of the most overlooked things. Keep digital copies of your passport, bookings, and especially dive certifications if you plan to dive, often required on arrival. Travel insurance is another travellers ignore until it is too late.
If you are diving or doing activities, having proper coverage makes a big difference and is strongly recommended. Most policies require a valid motorcycle licence to cover scooter accidents, check the small print before you rent.
Best for: avoiding the most common pre-trip oversights.
Scuba certificationsATM fees & cash
Cash is essential on Koh Tao. Smaller restaurants, taxis, and many activities do not accept cards, you will rely on ATMs during your stay. As of 2026, most ATMs charge 250 THB withdrawal fee, with confirmed cases of 350 THB on some machines, especially for Mastercard cards.
Withdrawal limits are usually 20,000 to 30,000 THB per transaction, take out larger amounts less often to reduce fees. When the ATM asks about currency conversion, always decline, the worse exchange rate can cost more than the ATM fee itself.
Best for: minimising the ATM fees over a week-plus stay.
Costs & budgetLogistics that matter
Ferry timing is one of the biggest factors that affects your trip. Arriving late in the day can mean losing key time, missing activities, or having to reorganise plans on the spot. Plan ahead, the Ferry Guide covers it.
Transport is the second one. If you are not staying in a central area like Sairee, getting around without a scooter becomes slower and more expensive than expected. This is one of the most common frustrations travellers mention after arriving.
Best for: pre-arrival logistics planning.
Ferry guideThings people forget
A local SIM card is something most travellers end up needing quickly. Maps, transport, bookings, communication, all easier with a local data plan. Around 300 THB for a month of tourist data, available at all Thai airports.
Pack less, but pack for movement. Most days involve switching between beaches, viewpoints, and different parts of the island, anything that slows you down becomes more of a problem than a benefit. Mobility matters more than having extra options.
Best for: travellers who like to move around freely.
Transport guideFrequently asked questions
The questions travellers ask us most before they arrive.
What should I pack for Koh Tao?
Do I need travel insurance?
How much do ATMs charge?
Should I get a Thai SIM card?
What about reef-safe sunscreen?
Do I need to bring my own snorkelling gear?
What about plug adapters?
Arrive ready
Pack light, prepare the small details, and the trip flows. The basics out of the way leave space for the experience.
Plan Your Trip